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Purchase a home now & refinance later - on us.

Finance your new home purchase mortgage loan today with Magnifi Financial, and we'll waive the origination fee on the refinance loan within 3 years!

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Original mortgage loan must be financed through Magnifi Financial. Refinance application must be submitted within 3 years of original mortgage loan closing date. Origination fee is waived on refinanced loan; third-party fees may still apply.

Rate Deflator

Introducing the Rate Deflator

New home purchase now, free* refinance later

We understand that interest rates are a bit high for mortgage loans in today’s market. So, we’re looking out for you with a future freebie. Finance your new home with Magnifi Financial and ask for the Rate Deflator.

If interest rates drop within 3 years and you’re ready to refinance, we’ll waive the origination fee on the new loan. It’s like getting a re-do on your original loan!

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Magnifi Financial Mortgage Loan Features

  • Top-Rated Mortgage Experience - members have rated their mortgage experience 4.9 out of 5 stars!
  • Robust and knowledgeable local team of mortgage loan officers, underwriters, and mortgage loan processors
  • Competitive rates and fees for new purchase and refinance mortgage loans
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Get Started

Apply online and get pre-approved fast!

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Join the Magnifi Family!

At Magnifi, you're not just a member-owner of an award-winning credit union, you become part of the Magnifi family and receive all the benefits and perks you need to succeed financially.

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