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Melissa Gerads

Mortgage Lender, NMLS #709752

Melissa is an experienced Mortgage Lender serving the Albany, Avon and Holdingford branches. Her 22+ years of experience with Magnifi Financial shows her dedication and commitment to serving members in our local communities. As an Albany native, Melissa understands her member’s needs from a local perspective. If you want to buy a house, build a house, or refinance an existing mortgage she can help make that happen.

(320) 245-7338 [email protected]

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Primary Locations:
Albany, MN
Avon, MN
Holdingford, MN

Melissa Gerads, Mortgage Lender, NMLS 709752
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Introducing the Rate Deflator!

Finance your new home purchase mortgage loan today with Magnifi Financial, and we'll waive the origination fee on the refinance loan within 3 years!


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You can often find Melissa unwinding after a long day on her deck listening to the sounds of birds, frogs, and crickets. She loves to scrapbook and document all the special events in her boys' lives. She is also an avid list-maker and sometimes even adds completed tasks just to be able to cross them off the list.

Check out what members say about working with Melissa:

"She was wonderful to work with!! Made things easy and understandable."

"Melissa answered every question we had with incredible knowledge and confidence!"

"Missy answered any questions I had very quickly and in a way that was easy to understand. Being a first time home buyer, that made all the difference to me!!"

"My favorite part about my job is helping members during such an important time in their lives."

- Melissa Gerads, Mortgage Lender

Mortgage Center

Central Minnesota's Mortgage Leader

Whatever your stage in life, we can help make that house your home. Our Mortgage Loan Department offers full-service and very competitive home loan rates. Our knowledgeable Mortgage Lenders will help you decide the best loan solution that best meets your needs. The team will help guide you through the entire process, from application to closing.

Visit our Home Mortgage Loans Hub where you can learn more about buying, building or refinancing a home, calculate your next home mortgage loan, and start your application online.

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Learn more about our mortgage rates, use online calculators or apply for a home loan.

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