Magnifi What Matters
At Magnifi Financial, what matters to our members, matters to us. Yes, it’s about good rates and low fees, but it’s more than that. It’s the personal connection we have with members and our community. It’s about our service and solutions that help you reach your goals.
MEMBER-OWNED EXPERIENCE DELIVERED WITH CARE
Our member loyalty is incredibly strong and speaks to the mission of people helping people. In fact, our member satisfaction ranks in the top percentile nationally compared to our peers.
A neighbor, not a number
We truly care about our members. We live where you live and share your values.
Not for profit
Our primary focus is on serving your financial well-being rather than generating profits for external shareholders.
Our Reviews Speak for Us
Our Google reviews also reflect who we are and how our members judge our experience. Our Google Ranking is on average higher than the rating of 3.54 for our competition, and we are happy to see the comments and references to our products and service.
Award-Winning
Our members have chosen us for multiple awards and various "Best Of" rankings. Not only have we been voted within the top of our category once, but for many years running.
Additionally, Rising Above Enterprises recognizes Magnifi Financial as the #1 Credit Union in Minnesota and one of the top 1% of credit unions nationwide for its exceptional performance.
Central Minnesota
Community Choice
Award Winner

Star Tribune Minnesota's Best
Award Winner

Anoka Life
Reader's Choice
Award Winner

Your Money Does Good Here
The more accounts and loans you have here, the more you do good in your community.
Providing the 3 Essentials
We provide food, shelter and clothing to those in need, through our 3 Essentials program. To date, we have donated over 1 million pounds of food.
Learn MoreEmployee Volunteering
Employees volunteer approximately 4,000 hours in total each year to get involved in their communities and to support social giving.
View Open PositionsMagnifi Financial Foundation®
The Magnifi Financial Foundation has funded over $160,000 to initiatives that better our communities.
See More
On November 2, 2024, we surpassed 1 Million pounds of food donated to local communities through the 3 Essentials program.

Leading-Edge Digital Tools
With ever-evolving technology, Magnifi continuously launches new services for users to manage finances easily and efficiently. Beyond the standard digital tools like mobile deposits, money transfer tools, and card management, we have unique and customized solutions, including:
- Seamless and simple online applications
- AI-powered fraud prevention
- Customized financial planning modules
- Zelle® money transfer capabilities
- 24/7 AI chat with live agent assistance during business hours
- Free credit score reporting and monitoring through SavvyMoney®
- Digital Switchkit (Powered by ClickSWITCH™), which takes the stress and complexity out of switching accounts to Magnifi
- Digital wallet & Smartwatch integration
News

Magnifi has partnered with TruLync Medicare Advisors to provide expert advice and personalized support to help you find the right plan.
Upcoming Medicare Seminars
Enjoy a complimentary lunch while learning about Medicare. Space is limited. Save your seat today!
October 27 at 12pm: Sartell Branch
October 28 at 12pm:
Riverwind Community Building in Coon Rapids
October 29 at 12pm: Melrose
City Center
When you refer a friend to Magnifi, you both get rewarded.
Give $100, get $100 - it’s that simple. Just one more way we put
members first.
Refer & Earn
Alerts
Magnifi is not sending these messages; please do not click the link and call us with any other questions.
Additional Fraud Resources
Membership means more here.
At Magnifi, you're not just a member-owner of an award-winning credit union, you become part of the Magnifi family and receive all the benefits and perks you need to succeed financially.